“Account” means the account created by the User on the Website or Mobile App after successful completion of registration.
“Appro Services” means the service of providing the Website, the Mobile App and the Platform which facilitates (i) the pre-processing and filtration of applications for retail lending products; and (ii) such other services that may be provided by Appro on the Platform from time to time.
“Authorized Representative” means the employee or authorised representative of the User who is specifically authorized to register on the Website on behalf of the User to apply for the Appro Services.
“CIC” means a credit information company that has been granted a certificate of registration under the respective jurisdiction in which it is incorporated, including but not limited to the United Arab Emirates credit bureau (“AECB”).
“Credit Information” means collectively the information you provide to us in the online application which pertains to your financial background and such other information obtained from the CIC.
“Mobile App” means the mobile application belonging to Appro, which is developed and designed to run on various mobile operating systems, for providing the Appro Services.
“Partner” means third party partners of Appro from whom Appro may obtain certain services in relation to the Website including but not limited to the CICs, verification companies, information repositories, data analytics providers, payment gateways etc. to provide the Appro Services.
“Platform” means the digital platform which currently is in testing stage and accessible to a closed set of users operated and maintained by Appro, the front-end version of which is accessible through the Website and Mobile App.
“Personal Data” is any information which can be used to identify you or from which you are identifiable. This includes but is not limited to your name, nationality, telephone number, bank details, email address, your image, government-issued identification numbers, biometric data, race, date of birth, marital status, religion, employment information and financial information.
“Sensitive Personal Data (SPD)” means data pertaining to your race, national ID information, religious beliefs, background information (including financial and criminal records, where legally permissible), health data, disability, marital status and biometric data, as applicable.
“Third Party Service Providers” means service providers including banks, credit bureaus, service providers and logistics providers.
“Usage Information” means information that we automatically collect about how you access and interact with the Appro Services.
“User” means any individual/organisation (as the case maybe) registered on the Website for using the Appro Services.
“User Data” means any data submitted by the User or the Authorized Representative on behalf of the User, to us or in relation to the Appro Services.
“Website” means the domain https://appro.ae/ and/or the Mobile App.